About MyLoanCredits
We started MyLoanCredits because too many everyday Malaysians were stuck between two bad options: slow, paperwork-heavy bank processes, and fast money at punishing terms.
We believe there's a better middle: honest personal loans explained in plain language, priced fairly for your situation, and delivered at the speed real life demands.
That means real people who pick up the phone, offers with the total cost printed up front, and no penalty for paying us off early. Borrowing should help you move forward — never trap you.
What we stand for
4.8 / 5
Customer rating
from 1,200+ reviews
5,000+
Loans funded
across Malaysia
24 hr
Fastest payout
after signing
The MyLoanCredits promise
- Your total cost is printed before you sign — never after.
- A real person calls you back within one business day. Always.
- No early settlement penalty, ever. Finishing early is a win, not a fee.
- We'd rather decline an application than approve a loan that doesn't fit your month.
Talk to a real person.
Questions first, application later — that's fine by us.
Applying won't affect your credit score.